We are often used to scanning QR codes, logging in to mobile applications, and clicking on numerous links to make payments. However, after all, was mobile payment originally developed based on security and safety? In fact, security is often overlooked as the system tries to maximize convenience. You can easily steal a user’s identity, and if you lose your phone, the damage can snowball. This is something you need to be aware of at least once, so that no one will buy things using my payment information.
Public Wi-Fi can be vulnerable to security.
At cafes and restaurants, we make mobile payments (소액결제), of course. But public Wi-Fi can be dangerous. There’s always the possibility that someone will peek at my payment information through it. So if you need to pay in public, it’s safest to use your own network. For example, utilizing a mobile phone hotspot can be an option.
The cell phone security program should always be updated.
App updates, are you bothered? However, the latest updates often include security patches. Especially mobile payment apps, these updates often enhance security, so it’s a good idea to do it right away without ignoring it whenever you get an update notification.
Don’t use easy-to-understand passwords.
If you enter an easy number like “1234” when setting the password, it’s like a carrot that’s shining in the eyes of criminals. It’s best to set the password as complicated as possible. At least try to mix up capital letters, lowercase letters, numbers, and special characters. Changing them every month is a good idea. Also, it’s better to avoid simple patterns such as “ㄱ” or “b” for patterns
Check your recent payment history from time to time.
It’s really important to check my payment history from time to time. If you have a history of payments that you have never made, you should immediately report it to the financial institution to take action. Checking my payment history periodically to make sure my information is secure is the beginning of a safe payment life.